1. Agreement to Terms

By accessing and using the Web Snack website and newsletter service (the "Service"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to abide by these Terms, please do not use this Service.

These Terms constitute the entire agreement between you and Web Snack regarding your use of the Service and supersede all prior negotiations, representations, and agreements, whether written or oral.

2. Use License

Web Snack grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes only. You agree not to:

• Modify or copy the materials

• Use the materials for any commercial purpose or for any public display (commercial or non-commercial)

• Attempt to decompile or reverse engineer any software contained on the Service

• Remove any copyright or other proprietary notations from the materials

• Transfer the materials to another person or "mirror" the materials on any other server

• Use automated scraping tools, bots, or data mining software to collect content without permission

3. Disclaimer of Warranties

THE MATERIALS ON WEB SNACK ARE PROVIDED ON AN 'AS IS' BASIS. WEB SNACK MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, AND HEREBY DISCLAIMS AND NEGATES ALL OTHER WARRANTIES INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR OTHER VIOLATION OF RIGHTS.

IMPORTANT DISCLAIMER – NOT FINANCIAL ADVICE

The information, analysis, and opinions provided in the Web Snack newsletter are for informational and educational purposes only. We do not provide financial advice, investment recommendations, or professional financial guidance. The content should not be construed as:

• Investment advice or recommendations

• A solicitation to buy or sell any cryptocurrency, security, or financial instrument

• Professional financial, legal, or tax advice

• A guarantee of future performance or outcomes

Cryptocurrency and digital assets are highly volatile and speculative. Past performance is not indicative of future results. The value of cryptocurrencies can fluctuate rapidly and unpredictably, and you could lose some or all of your investment.

Before making any financial decisions, you should:

• Conduct your own independent research

• Consult with qualified financial, legal, and tax professionals

• Understand the risks associated with cryptocurrency and digital assets

• Only invest money you can afford to lose

We are not responsible for any financial losses, trading decisions, or investment outcomes resulting from your use of our Service. Your reliance on any information provided by Web Snack is entirely at your own risk.

4. Limitations of Liability

IN NO EVENT SHALL WEB SNACK OR ITS SUPPLIERS BE LIABLE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DATA OR PROFIT, OR DUE TO BUSINESS INTERRUPTION) ARISING OUT OF THE USE OR INABILITY TO USE THE MATERIALS ON WEB SNACK, EVEN IF WEB SNACK OR AN AUTHORIZED REPRESENTATIVE HAS BEEN NOTIFIED ORALLY OR IN WRITING OF THE POSSIBILITY OF SUCH DAMAGE.

Web Snack shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses.

5. Accuracy of Materials

The materials appearing on Web Snack could include technical, typographical, or photographic errors. Web Snack does not warrant that any of the materials on its website are accurate, complete, or current. Web Snack may make changes to the materials contained on its website at any time without notice.

6. Links

Web Snack has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Web Snack of the site. Use of any such linked website is at the user's own risk.

7. Modifications

Web Snack may revise these terms of use for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of use. We will update the "Last Updated" date at the top of this page when changes are made. Your continued use of the Service following the publication of updated Terms constitutes your acceptance of those updates.

8. Governing Law

These Terms of Use shall be governed by applicable law.

9. Content Ownership and Intellectual Property Rights

9.1 Our Content

All content provided by Web Snack, including but not limited to newsletters, articles, analysis, and opinions (collectively, "Our Content"), is the intellectual property of Web Snack and is protected by copyright and other intellectual property laws.

Our Content is created based on publicly available information, market data, and original analysis. While we strive for accuracy, the content is provided for informational purposes only.

9.2 Limited License to Our Content

We grant you a non-exclusive, non-transferable, limited license to download, view, and print Our Content solely for your personal, non-commercial use, provided you:

• Do not remove or alter any copyright notices or proprietary markings

• Do not modify, adapt, or translate the content

• Do not use the content for any commercial purpose

• Provide proper attribution to Web Snack when sharing or referencing Our Content

9.3 Permitted Use of Our Content

You may:

• Share individual newsletter editions with others, provided you include a link to our Service

• Quote sections of our content with proper attribution to Web Snack

• Reference our analysis or opinions in your own original work, with clear citation

You may not:

• Copy or reproduce our newsletters in their entirety without permission

• Use our content to create competing services or newsletters

• Republish, distribute, or resell our content without explicit written consent

• Remove or modify our copyright notices or attributions

• Use automated tools to scrape, download, or extract our content in bulk

9.4 User-Generated Content

If you submit comments, feedback, or content to us (including through our contact form), you grant Web Snack a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and distribute your submission without compensation or attribution (unless otherwise agreed in writing).

10. Third-Party Content and Links

Web Snack may reference, link to, or aggregate information from third-party sources, including news outlets, data providers, and other websites. We do not endorse, control, or assume responsibility for the accuracy, legality, or content of third-party materials. Your access to third-party websites is at your own risk and subject to their terms and conditions.

11. Prohibited Uses

You agree not to use the Service or Our Content for any unlawful purpose or in any way that could damage, disable, overburden, or impair our systems. Specifically, you agree not to:

• Use bots, scrapers, or automated tools to access, copy, or extract content from our website or emails without permission

• Subscribe to our newsletter using fake, fraudulent, or multiple email addresses

• Use the Service to distribute spam, malware, or any illegal content

• Attempt to gain unauthorized access to our systems or data

• Reverse engineer, decompile, or attempt to circumvent our security measures

• Engage in any form of harassment, threats, or abusive behavior directed at Web Snack or other users

• Use the Service for commercial purposes without explicit written consent

12. Termination and Suspension

12.1 User Termination

You may terminate your newsletter subscription at any time by:

• Clicking the "Unsubscribe" link at the bottom of any newsletter email

• Managing your subscription preferences through Beehiiv's website

• Contacting us directly at support@websnack.org

12.2 Our Right to Terminate or Suspend

Web Snack reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for any reason, including but not limited to:

• Violation of these Terms of Use

• Suspected fraudulent, abusive, or illegal activity

• Multiple complaints of spam or abuse from Beehiiv or other users

• Use of fake, fraudulent, or multiple email accounts

• Unauthorized automated access or scraping of content

• Violations of applicable laws or regulations

Upon termination, you must immediately cease use of the Service and all rights granted to you are revoked.

12.3 Effects of Termination

Upon termination, whether initiated by you or by Web Snack:

• Your access to the Service will be terminated

• Any saved preferences or data associated with your account will be subject to deletion

• Provisions that by their nature should survive termination will continue in effect, including intellectual property rights, disclaimers, and limitations of liability

13. Indemnification

You agree to indemnify, defend, and hold harmless Web Snack and its officers, directors, employees, and agents from and against all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with:

• Your violation of these Terms

• Your use of the Service

• Your infringement of any intellectual property or other rights of any third party

• Your violation of any applicable law or regulation

14. Severability

If any provision of these Terms is found to be invalid or unenforceable under applicable law, such provision shall be reformed to the minimum extent necessary to make it enforceable, or if not possible, shall be severed, and the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and Web Snack regarding your use of the Service and supersede all prior negotiations, representations, and agreements, whether written or oral.

16. Waiver

The failure of Web Snack to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. If Web Snack waives any breach of these Terms, such waiver shall be limited to that specific instance and shall not waive any subsequent breach.

17. Contact Information

If you have questions about these Terms of Use, please contact us at:

Email: support@websnack.org

We will respond to your inquiry within a reasonable timeframe, typically within 7 business days.

18. Acknowledgment

By subscribing to Web Snack and using our Service, you acknowledge that:

• You have read and understand these Terms of Use and our Privacy Policy

• You are 18 years of age or older

• You agree to be bound by these Terms

• You understand that our content is for informational purposes only and is not financial advice

• You assume all risks associated with using our Service

• You will not use the Service for any unlawful or prohibited purpose

Last Updated: January 15, 2026